PUBLIC NOTICE

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

WHEREAS, by a Fee and Leasehold Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing dated July 11, 2025 (the “Deed of Trust”), recorded in Book 607, Page 886, in the Office of the Register of Deeds for Carter County, Tennessee, 829 East Elk, LLC, a Tennessee limited liability company, did convey in trust to Tyler A. Gold, Esq. of Miami-Dade County, Florida, as Trustee, certain real property described therein to secure payment of a debt in the original principal amount of $800,000.00 payable to GNM Lending, LLC, a Florida limited liability company (“Lender”). Said Deed of Trust is incorporated herein by reference;

WHEREAS, Lender is the true and lawful owner and holder of the debt aforesaid, which is secured by said Deed of Trust (the “Debt”);

WHEREAS, by Appointment of Substitute Trustee recorded on July 23, 2026, in Book 653, Page 3, in said Register’s Office, Lender, exercising its authority as such owner and holder of said Deed of Trust, appointed Brent B. Young, as Substitute Trustee (hereinafter, the “Substitute Trustee”), who is empowered to serve with all the title, powers, and duties of the original Trustee named in said Deed of Trust described above; and

WHEREAS, default has been made in the payment of Debt and other obligations secured by said Deed of Trust, and Lender, as owner and holder of the obligations secured thereby, has declared the entire balance due and payable and has instructed the undersigned Substitute Trustee to foreclose said Deed of Trust in accordance with its terms and provisions;

NOW, THEREFORE, by the authority vested in me as Substitute Trustee under said instrument, I will on Friday, August 28, 2026, at 11:00 AM, on the courthouse steps at the of the Carter County Courthouse located at 801 E. Elk Avenue, Elizabethton, Tennessee 37643, offer for sale and sell at public auction to the highest and best bidder for cash in bar of all rights and equities of redemption, statutory and otherwise, homestead, dower and all other rights or exemptions of every kind, all of which are expressly waived in said Deed of Trust, the property therein conveyed (the “Property”), which is situated in the State of Tennessee, Carter County, and is described as follows:

SEE ATTACHED EXHIBIT “A” FOR A DESCRIPTION OF THE REAL PROPERTY TO BE SOLD.

Said Property is commonly known by the following address: 829 East Elk Avenue, Elizabethon, Tennessee 37643; and is also designated as Control Map 041C, Group E, Parcel 030.00; but such addresses or designations are not a part of the legal description of the Property sold herein, and in the event of any discrepancy, the legal description herein shall control.

Said sale shall be made for cash in bar of all right and equity of redemption, homestead, dower, and all other rights or exemptions of every kind, all of which are expressly waived in said Deed of Trust, but subject to the following:

1. Any unpaid taxes against the Property; and

2. Any recorded easements, conditions, covenants, rights-of-way or subdivision plats affecting the Property; and

3. Any dedication of roads affecting the Property and any governmental zoning and subdivision ordinances or regulations in effect; and

4. Any prior or superior liens, judgment, deeds of trust or other interests of record; and

5. Rights of tenants, as tenants only, under any unrecorded leases; and

6. Any matters that an accurate survey of the Property might disclose.

Lender has complied with the notice provisions of 26 U.S.C. § 7425(c) and Reg. §§ 301.7425-1, Tenn. Code Ann. §§ 50-7-404(i)(2)(B) and 67-1-1433(b)(2), and Tennessee Department of Revenue Rule 1320-2-1-.35, to the extent applicable.

Lender reserves the right to retain any escrows, reserves, security deposits, or other funds or rights to payment of funds and to apply the same in accordance with the terms and provisions of the Deed of Trust and related documents.

The right is reserved to adjourn the sale to another date, time, and location certain, without further newspaper publication and in accordance with law, upon announcement of said adjournment on the day and time and place of sale as set forth above, and by also posting the new date, time, and location with a third-party internet posting company; provided, however, if the sale is postponed or adjourned for less than five (5) days after the original sale, announcement by internet posting is not required.

The failure of any high bidder to pay the purchase price and close this sale shall, at the option of Lender, be cause for rejection of the bid, and if the bid is rejected, Lender shall have the option of making the sale to the next highest bidder who is able, capable, and willing to comply with the terms thereof. The proceeds derived from the sale of the Property will be applied as provided for in said Deed of Trust and are made a part hereof as if set forth verbatim herein.

This Notice of Sale has been posted and published in accordance with Tenn. Code Ann. § 35-5-101 et seq. and any provisions of the Deed of Trust affecting same beginning August 5, 2026.

**This Notice is also posted foreclosurestn.com pursuant to Tenn. Code Ann. § 35-5-101.**

Brent B. Young, Substitute Trustee

BAKER, DONELSON, BEARMAN, CALDWELL & BERKOWITZ, P.C.
602 Sevier Street
Johnson City, Tennessee 37604
Attn: Brent B. Young

EXHIBIT “A”
(LEGAL DESCRIPTION)

SITUATED in the City of Elizabethton, 7th Civil District of Carter County, Tennessee, and more particularly described as follows:

BEING all of Lot 1, 46290 Sq. Feet, and containing 1.06 acres, more or less as shown on plat of record in Plat Cabinet F, Page 252, in the Register’s Office for Carter County, Tennessee.

AND BEING part of the same property conveyed to 829 East Elk, LLC by Warranty Deed dated July 11, 2025 of record in Book 607, Page 883 in the Register’s Office for Carter County, Tennessee. Description taken from prior conveyance without the benefit of a new survey.

829 East Elk Avenue, Elizabethon, Tennessee 37643
Control Map 041C, Group E, Parcel 030.00

Elizabethton Star:
Aug. 5, 12 and 19, 2026
SALE 8.28